In January 2025 the U.S. Department of Housing and Urban Development (HUD) issued Mortgagee Letter 2025-06 revising servicing and claims requirements and loss mitigation options for FHA insured mortgage loans effective February 2, 2026.
HUD recently issued Mortgagee Letter 2025-12 further revising the requirements and options effective October 1, 2025. The revisions apply to
