Barry Zalma, Inc.

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Proof of Accidental Direct Physical Loss Shifts Burden to Insurer on an All Risk Policy
Post 5024
See the full video at https://rumble.com/v6qtw4u-whos-on-first-insureds-and-insurers-burden-on-causation.html and at https://youtu.be/Cecp7iFBWKo
Insured Must Prove Actual Loss Causing Peril to Claim on Named Peril Policy
In Mark Alan Barger, Jr.; Margie Barger v. State Farm Fire and Casualty Company, No. 24-60178, United

When Common Law Bad Faith Claim Fails so Does Statutory Bad Faith Claims
Post 5023
See the full video at https://rumble.com/v6qs1e4-unsubstantiated-legal-conclusion-defeats-bad-faith-claim.html  and at https://youtu.be/xM-BRiFcVx0
In Cowboy Christian Missions, Plaintiff v. Church Mutual Insurance Company, SI, Civil Action No. 4:24-cv-00057-O, United States District Court, N.D. Texas (March 7, 2025) a bad faith claim was dismissed

ZIFL Volume 29, Issue 6
The Ides of March Produces the Newest Issue of Zalma’s Insurance Fraud Letter
The Source for the Insurance Fraud Professional
Post 5019
See the full video at https://rumble.com/v6qms46-zalmas-insurance-fraud-letter-march-15-2025.html and at https://youtu.be/taKp66JGBp4
Subscribe to the e-mail Version of ZIFL, it’s Free!
Zalma’s Insurance Fraud Letter (ZIFL) continues its 29th year of

For American Jews Who Can’t Read Hebrew & For Christians Who Want to Understand the Last Supper
For more than 3,000 years Jewish fathers have told the story of the Exodus of the enslaved Jews from Egypt. Telling the story has been required of all Jewish fathers. Americans, who have lived in North America for

Appraisal Award Must be Rejected if  Appraiser Has a Financial Interest in a Potential Award
Post 5019
See the full video at https://rumble.com/v6qkv3w-insurance-appraisal-is-an-arbitration-in-rhode-island.html  and at https://youtu.be/emwHNaa9XD8
New England Property Services Group, LLC appealed from a January 23, 2024 order denying the plaintiff’s motion to reconsider a denial of the plaintiff’s petition to confirm an

Damage Before Project is Complete Excluded by CGL
Post 5013
Consolidated appeals required the Eleventh Circuit to (1) decide whether an insured has standing to seek reformation before it makes a claim on the portion of the policy that it wants reformed, (2) construe an exclusion in a commercial general liability policy under Florida law,