Tens of thousands of Florida home and business owners have insurance claims for damage caused by Hurricane Hermine. It is critical that policy holders know their rights.
I have litigated thousands of insurance claims on behalf of Florida home and business owners. Many of those claims have involved claims for roof damage.
Almost 100% of
Once again, Florida is ground zero for a major hurricane. On September 1 and 2, 2016, Hurricane Hermine made landfall in Florida. Hurricane Hermine’s path took the Hurricane directly over Florida’s Big Bend area through Leon County and into Georgia.
The wind and water damage along the direct path of Hurricane Hermine. However, many parts of
Most ERISA disability policies state that the insurer has “discretionary authority” to make all decisions regarding whether to award or deny disability benefits. If the policy contains this “discretionary authority” provision then the disability claimant can usually only overcome a denial if we are able to prove that the denial was: 1) wrong; and 2) the decision was arbitrary and
On the afternoon and evening of March 26, 2016 a major hail and wind storm pummeled the Poinciana and Kissimmee, Florida area. Coincidentally, this was on the 24th anniversary of the catastrophic Central Florida Hail storm of March 26, 1992. It was that 1992 storm that launched me into specializing in insurance claims for homeowners.
In Taylor v. Admiral Insurance Company, ____ S.3d ____ (Fla. 3rd DCA February 10, 2016), Ms. Taylor sued Hello Florida, Villa Vizcaya and Miami-Dade County as a result of a slip and fall injury. Hello Florida was the named insured under the Admiral Comprehensive General Liability Insurance policy. Hello Florida was Ms. Taylor’s employer. Villa
In State Farm Florida Insurance Company v. Hernandez, 40 FLW D1433a (Fla. 3rd DCA June 17, 2005), State Farm appealed a non-final order compelling appraisal of a homeowners claim. The lawsuit arose out of a Hurricane Wilma supplemental claim.
In Security First Insurance Company v. State of Florida, Office of Insurance Regulation, 40 FLW D1449a (Fa. 1st DCA June 22, 2015), Security First sought to amend its insurance policy form to prohibit post-loss assignment of benefits without the insurer’s prior approval. Security First submitted its proposed policy form change to the Florida Office of
Our client, a custom photography firm specializing in high quality commercial photography, purchased insurance for its Hoverfly Scripta drone.
The Hoverfly was damaged when it crashed after losing power during flight. Our client submitted an insurance claim for the damage. The insurance company denied the claim, citing to an exclusion in the
I just took in a new case involving the denial of an Accidental Death insurance claim.
Accidental Death policies are different from Life Insurance policies. Life insurance policies pay out when the insured person dies, regardless of the cause of death. Accidental Death policies pay out when the insured person dies from an accident. However,
On June 5, 2015, a powerful wind storm hit the Leesburg area in Lake County, Florida. The storm was strong enough to tear off roofs, and damage shingles.
As a lawyer for policy holders for the past 25 years, I know that there will be insurance claims arising from this storm which insurance companies will
