CFPB Issues Advisory Opinion on Junk Data Since we do a tremendous amount of mistakenly reported deceased litigation against consumer credit reporting agencies, we know how bad the current situation really is. On that point, there is news about these types of cases and more coming from the Consumer Financial Protection Bureau (CFPB). On Oct.
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What Is New on the Site
Newest UpdatesWe are introduction a new practice area page on background employment check errors. We just released several new articles on consumer law. One is about the death master file, another is answering the question why I have a zero credit score, and about when can a consumer sue Equifax. In the article, we go over…
2023 Guide to Identity Theft Affidavits
Guide 2023 to Identity Theft AffidavitsDo you always need to get an identity theft affidavit? Where do you get an identity theft affidavit? And what do you do with it? Hey everyone, this is attorney Joseph McClelland and say we’re going to go over everything you’ve always wanted to know about identity theft affidavits in this…
Medical Identity Theft 2020: How to Stop and Correct It
Medical Identity Theft 2023: How to Stop and Correct ItAs an attorney for victims of identity theft, one common issue seen is medical identity identity theft. Instead of someone opening a fraud account, they are creating medical bills using your identity.Consumer Protection Attorney and Advocate, Joseph McClelland, Esq.What is medical identity theft? Medical identity theft is…
Emotional Distress & Credit Reporting Damages
Emotional Distress & Credit Reporting DamagesHere is a brief overview of obtaining emotional distress damages in Georgia and the 11th Circuit more broadly. If you have a question about being mistakenly reported dead, credit reporting errors, identity theft, or mixed files, contact my office. Thanks for being a loyal reader of our blog.Basics of the Fair Credit Reporting…
Fraud Alerts and Credit Freezes
5 Things to Know about Credit Freezes and Fraud Alerts What do fraud alerts and credit freezes do? In this article by Joseph McClelland, an identity theft attorney for victims, you will learn the ins and outs of the fraud alerts and credit freezes and how they can play a part in recovering from and preventing identity…
Wells Fargo Repossession Law Firm
Wells Fargo Repossession Law Firm Wells Fargo Bank Wrongfully Repossessed Twenty Thousand Vehicles Recently over half a million customers of the bank were scammed for unnecessary automobile insurance. Picture these small towns with populations of around twenty thousand people. Now picture that the equivalent of the population of one of these towns awoke one Sunday…
Sue for Collection Calls
Collection Calls to Your Cell Phone AFTER You Ask to STOP Calling? How Do You Collect the $500 to $1,500 Per Call Penalty for Getting Collection Calls AFTER Saying STOP? 1. Confirm that you got calls AFTER you SPECIFICALLY told them to STOP calling. 2. See if you have any voicemails from them, can find…
What Is a Credit Report?
What is a Credit Report? By Attorney Joseph P. McClelland, Esq. In this report, it is a combination of numerous businesses information on you. It includes your social security number include your date of birth and includes the places that you’ve lived in the last several years and includes the job that you’ve had. Most…
How to Get Your Credit Report
How to get your credit report? There are many places online and in real life where you can get your credit report or credit file. Some of these places make it quite easy to get your credit report while others will require you to pay a fee for no reason. It is your choice…