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Latest from Zalma on Insurance

Loss Payable Clause Limits Recovery Only if Insured Can Recover
Post 4892
See the full video at  https://rumble.com/v5f5o4d-for-want-of-a-union-mortgage-clause-lender-gets-nothing.html?mref=22vfl&mrefc=3  and at https://youtu.be/5nux7cE-IF0

Following a fire that damaged a malt beverage store owned by A Maxon Company, LLC (AMC), Acuity Insurance Company asked the Supreme Court of South Dakota to determine a question of coverage under

ZIFL Volume 28 Number 18
Post 4891
See the full video at https://rumble.com/v5et0al-zalmas-insurance-fraud-letter-september-15-2024.html and at https://youtu.be/NITyGh2nrkY
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The Source for the Insurance Fraud Professional
Zalma’s Insurance Fraud Letter (ZIFL) continues its 28th year of publication dedicated to those involved in reducing the effect of insurance fraud. ZIFL is published 24 times a

Court Orders DOJ to Indict Serial Fraudster for Criminal Contempt
Post 4890
See the full video at https://rumble.com/v5es8r9-it-is-dangerous-for-insurance-fraudster-to-ignore-court-orders.html  and at https://youtu.be/J43Z2tNtsS8
The USDC described Defendant Alberto Marzan as a serial fraudster who has largely managed to dodge accountability for victimizing individuals in the entertainment industry. Plaintiff Michaleen Josephs sued Marzan and his company, Press Media

Allowing Admissions to be Deemed Admitted Defeats Suit
Post 4889
See the full video at https://rumble.com/v5ejiat-requests-for-admission-in-texas-are-deemed-admitted-if-no-response.html and at https://youtu.be/wb4RIdRhoig
Lynette Januzi appealed from the trial court’s order granting summary judgment against her and in favor of American Modern Property and Casualty Insurance (AMCI) and Melissa Ann Workman. She asserts the trial court erred in considering

Litigants Must Meet & Confer to an Impasse Before Bringing Discovery Disputes to Court
PLAINTIFF ACTED INAPPROPRIATELY IN DISCOVERY DISPUTE

Post 4889
See the full video at https://rumble.com/v5eeafl-insurance-litigants-should-never-play-games-with-discovery.html   and at https://youtu.be/hoeAq5Wq5AY
In an insurance coverage action where Plaintiff alleged that Defendant breached its flood insurance policy by paying less than what Plaintiff asserts was

Pouring Gasoline on an Ex-Wife and House on Fire Allows Her to Recover for Loss to Property
See the full video at https://rumble.com/v5e9fqb-domestic-abuse-exception-to-intentional-act-exclusion.html  and at https://youtu.be/fXx8N3l_w6w
Brenda Welch owned a home in Lynnwood, and lived there throughout her marriage to David Morgan. The home was subject to a mortgage held by CitiMortgage Inc. During their

Fraud Attempted to Fund a Failing Business
Post 4867
See the full video at  https://rumble.com/v5e5vml-httpsyoutu.bexfrzksp-lbq.html and at https://youtu.be/xFRzkSp_LbQ
This is a fictionalized True Crime Story of Insurance Fraud from an my career as a insurance coverage and insurance fraud Lawyer. The story is presented to help people  Understand How Insurance Fraud in America is Costing

Lessors Should be Entitled to Waive Insurer’s  Right of Subrogation
Post 4867
See the full video at https://rumble.com/v5dr2mj-right-to-subrogation-limited-by-lease.html  and at https://youtu.be/VtgBEJJcYsg
In a subrogation action, Plaintiff Philadelphia Indemnity Insurance Company (Philadelphia), as subrogee of Renaissance Realty Group, Inc. (Renaissance), appealed from the circuit court’s partial grant of defendant Norinaica Gonzalez’s motion to dismiss.
In Philadelphia

Ethics and the Reservation of Rights
Post 4867
See the full video at https://rumble.com/v5dm7e3-the-covenant-of-good-faith-is-an-ethical-doctrine.html  and at https://youtu.be/yhR2vLQ4vAc
An insurer that reserves its rights under a policy of insurance will usually raise a request by the insured for independent counsel. However, unless the reservation actually raises the need for the application of the ethical duty